6 Figure Abundance
Consistently pay off $100s of your debt every month without giving up your lifestyle
6 Figure Abundance
Consistently pay off $100s of your debt every month without giving up your lifestyle
6 Figure Abundance is a 6 month financial coaching program for high-earning Black women who want to get out of debt.
You’ve tried everything. Every method. Every training. But you still feel trapped by your debt.
With 6 months of 1:1 Financial Coaching, you will:
→ Know exactly where your money is going every month, down to the penny
→ Have a sustainable debt repayment plan and strategy
→ Start funding (or growing) your savings
→ Know what you need to prepare for major life investments
→ Develop a better mindset about your finances
→ Be more prepared for life’s unexpected expenses
→ Live comfortably without sacrificing the lifestyle you love
→ Feel less anxious about your money each month
→ Have a coach and accountability partner guiding you every step of the way
You’re a high-earner with a wildly successful career, but somehow you still find yourself living paycheck to paycheck.
Since 2023, my clients have collectively eliminated over $1.3 million in personal debt.
You should be keeping more of the salary you’ve worked hard for.
You can live a peaceful life as a high-achieving woman without feeling crushed by your bills and expenses every month.
6 Figure Abundance will teach you how to make your income work for you.
Who is 6 Figure Abundance for?
6 Figure Abundance is for high-earning Black women who want to get out of debt, eliminate the embarrassment and anxiety you feel around your finances, and have a healthier relationship with money.
Getting another job or starting a business won’t make your finances feel peaceful
Learning how to manage your current income will
Working multiple jobs, starting a side hustle, or opening a business won’t solve your financial troubles. It will just burn you out and lead to more debt. Better money management is the only path to having peaceful finances.
Getting another job or starting a business won’t make your finances feel peaceful.
Learning how to manage your current income will
Working multiple jobs, starting a side hustle, or opening a business won’t solve your financial troubles. It will just burn you out and lead to more debt. Better money management is the only path to having peaceful finances.
What They’re Saying
Where do I start? When I came across TRJF on Threads, my interest was piqued due to where my circumstances were. Tiyana hit the nail on the head with wanting to help black women enjoy their earnings, without the shame attached to having debt and climbing out of it. When I joined, it was (and still is) an adjustment. But, I am proud to say that even as a work in progress, progress is being made! I’m paying off debt and getting my finances in order for sure. I’m starting to look at my money differently and I enjoy the candor and comfort that the firm provides. One thing I learned was that “just because I have money, doesn’t mean I have to spend it” – talk about ground breaking? Lol. It’s worth the investment into my future and I would highly recommend that all black women who are high earners join this program so that you can make the most of your money. I love the TRJF! Thank you!
– Jameka A.
I’ve been with RJ Firm for less than a year, and even though I’m not debt-free yet, I already feel like a huge weight has been lifted. I’m one of those government employees she talks about. I found her while doomscrolling and stressing about what the future might look like, especially during a time when so many of us in government felt like our jobs weren’t as secure as we once thought.
I’ve always tried to be careful with money, but February through September 2025 really tested me. For the first time, I was genuinely scared financially and realized I had taken my paycheck for granted, assuming it would always be there.
I low-key followed her on Threads for a while before finally booking a consultation, thinking I had nothing to lose. From the start, the vibe was right. I felt comfortable being vulnerable about my finances, which is not easy for me. What really clicked was when she explained that I actually had the money, I just couldn’t see it because I was spread too thin, which is why budgeting never seemed to stick.
After prayer (because I don’t trust just anybody with my money), I signed up, and I’m so glad I did. I’ve paid off all of my credit cards and while affording a dream trip. The system is not evasive but you HAVE to be honest with self for it to work. Now we’re working on building my savings and paying off my home two years early.
She truly does what she says she can do and is there when you’re unsure which direction to take. I’m really grateful I found her.
– Stacey W.
The 6 Figure Abundance Process
001. Clarify Your Numbers
The first step in 6FA is to assess your numbers and get a crystal clear picture of your current finances: your income, expenses, debts, and savings. This allows us to identify any financial leaks and unnecessary spending.
002. Set Money Goals
Once we know your numbers we’re able to create realistic goals that align with your financial vision. We will create a budget and spending plan each month that aligns with your lifestyle to avoid impulse spending.
003. Debt & Savings
We will create and implement an intentional debt repayment plan that will enable you to pay off your credit card and personal debt strategically. Funds will be allocated towards both your debt and your savings, giving you more financial peace and security.
004. Automate your Money
Once your budget and debt payoff plan are established, we will begin to put your finances on autopilot. We will help you automate monthly bill payments, savings, and debt repayments to help you build strong habits that lead to long-term wealth.
005. Elevate Your Credit
If you have been struggling with debt for quite some time, your credit has likely taken a hit. We will help you monitor and improve your credit as you pay off debt to prepare for future investments such as home buying.
006. Money Peace
We will help you allocate money each month that will provide a balance between wealth-building and enjoyment responsibly. You will learn how to live a soft life without guilt or overspending.
Inside the Program
6 months of program features
Money & Mindset Coaching
Monthly 1:1 coaching calls to help you overcome your money trauma and guidance to manage your money based on your unique situation.
Personalized Monthly Budget
Receive a detailed monthly budget based on your goals that you can implement immediately to improve your spending and financial habits.
Debt Payoff Tracking & Reviews
Submit your debt payments and balances every month and we will help you keep track of your progress ensuring you hit your goals.
Transaction Monitoring
We help you stay accountable with secure transaction monitoring weekly. We make sure your day-to-day spending aligns with your budget.
Custom Debt & Savings Plan
We will address your debt with an intentional, actionable plan according to your monthly budget and expenses enabling you to pay off 30% of your debt while funding your savings.
Major Purchase Planning
Determine what you need before making major investments. Whether home ownership, a new car purchase, or sending a child off to college is on the horizon, we will help you prepare.
Client Wins
“…I’ve been able to save, eliminate credit card debt, and even send my son off to college with confidence..”
I started working with The Rosaiah Jamēs Firm in November 2023 during a time when, as a single mother, I was struggling to manage my finances. From my very first consultation, I felt an immediate sense of relief. I shared my goals with Tiyana, and she truly took my hand and ran with them.
Since working with the firm, I’ve learned how to manage a clear, realistic budget and live with far less stress. I now know exactly where every dollar goes, I’ve been able to save, eliminate credit card debt, and even send my son off to college with confidence. The support, guidance, and accountability I received have been life changing.
Shanavia W.
“…For the first time, I don’t feel alone with my financial goals, both personally and in my business…”
I try not to beat myself up for being on Tiyana’s mailing list for two and a half years before finally taking the leap. This has been one of the most eye-opening experiences of my life when it comes to my finances—where I’ve been, where I actually am, and where I’m going. For the first time, I don’t feel alone with my financial goals, both personally and in my business. I’ve been working for myself full-time for over five years, and now I don’t just have a plan—I have someone in my corner. Do I still fall off track sometimes? Yes. But I don’t shame myself anymore. Having Tiyana and her guidance has calmed my financial anxiety almost completely. Because of Six Figure Abundance, I know I’m reaching my goals this year and beyond. I highly recommend Six Figure Abundance, and Tiyana will be in my life forever because of this work.
Aycee B.
“…The big sister of finances...”
The Rosaiah Jamēs Firm is absolutely the best hands down! I went from stressing every paycheck to paying bills ahead of time AND having money for myself. I’m so happy that I came in contact with Tiyana. She’s truly the big sister of finances.
Jessica R.
The Investment
$689
per month
Minimum 6 month commitment
Frequently Asked Questions
How will I know if I can afford the program?
Our consultation process allows us to determine your eligibility for the program. We will conduct a preliminary assessment to confirm you will be able to comfortably afford monthly services without negatively impacting your finances prior to enrollment.
Do I need to get my finances in order before coming to you?
This is one of the most common things I hear and I completely understand the instinct. It feels like you should show up with a clean slate, a budget already in place, maybe a little more saved. But waiting until your finances are “ready” is exactly what keeps most women stuck.
6 Figure Abundance is not a program you have to prepare for. It’s the place where the preparation happens. That’s the whole point. We come in together, assess exactly where you are right now, and build the strategy from there. Your current financial situation isn’t a problem we need to fix before we start. It’s the starting line.
In fact, the clients who have seen the most transformation are the ones who came in carrying the most—debt, disorganization, and all. They didn’t clean it up first. They let the process do what it was designed to do.
You don’t need to have it together to get started. You just need to be ready to let someone help you get there.
Can I leave the program early?
6 Figure Abundance is designed to be a 6 month program to see best results with many of our clients re-enrolling to receive continued support. However, if you need to cancel, a 30 day notice is required.
What are the requirements for joining?
We accept individuals and couples whose annual household income is $90,000 or more. We also compare your annual income to your monthly expenses prior to enrollment.
What type of 1:1 support will I receive?
We will have monthly 1:1 calls, weekly check-ins, and you can submit your questions, updates, and ask for coaching in our Slack community daily. You can also book a monthly SOS call for urgent updates and changes.